Articles For Business Owners
Plain-English ideas on cash flow, the Family Bank, tax, legacy and running your family like a family office. From M.C. Laubscher.
Latest Articles
New articles appear here as soon as they are published.
The Debt Strategy Built Around Cash Flow, Not Interest Rates: The Cashflow Index
Most owners pay off debt by interest rate. The Cashflow Index ranks each debt by how much monthly cash flow it ties up, so you can see which balance to clear first to free up the most cash. ...more
Blog
June 08, 2026•10 min read
The Dependency Trap: How Healthcare and Financial Systems Are Designed to Keep You Powerless
There’s a disturbing parallel between two of the most critical systems in your life: healthcare and finance. Both operate on a business model that profits from your dependency, not your empowerment. L... ...more
Blog
June 05, 2026•5 min read
Why Integrating Insurance Into Retirement Planning Can Outperform Investments Alone
When most people think of retirement planning, they immediately picture stocks, bonds, and mutual funds. But a major study by Ernst & Young (EY) highlights something important: adding the right insura... ...more
Blog
September 15, 2025•4 min read
How To Leave Instructions When You Die
Estate planning can be overwhelming, but there’s one simple and highly effective organizational method that can make all the difference for your loved ones: the “Green Box” exercise. This approach hel... ...more
Blog
July 28, 2025•5 min read
What Are Donor Advised Funds?
A Donor-Advised Fund (DAF) is a versatile and impactful charitable giving vehicle that allows individuals, families, or organizations to make significant philanthropic contributions while maintaining ... ...more
Blog
July 21, 2025•5 min read
What Is A Revocable Living Trust?
A revocable living trust is an estate planning tool that allows you to manage and distribute your assets during your lifetime and after your death. The trust is “revocable,” meaning that you, the trus... ...more
Blog
July 14, 2025•7 min read
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