Author: M.C. Laubscher

When you take a policy loan against the cash value of your whole life insurance policy, you’re essentially using the cash value as collateral to

Arbitrage in the context of Infinite Banking refers to the difference between the cost of borrowing against the cash value of a whole life insurance

There are several ways to access the cash value in your whole life insurance policy, depending on your financial needs and goals.  The most common

Retirement planning is a critical aspect of long-term financial security, and incorporating a diverse range of financial strategies is key to achieving a comfortable and

Cash value in a whole life insurance policy grows through a combination of factors, which include premium payments, interest, and dividends.  Here’s a breakdown of

When funding an Infinite Banking policy or a whole life insurance policy, there are various options to choose from depending on your financial goals and

A properly structured Infinite Banking whole life policy is designed to maximize cash value growth while maintaining the tax advantages and long-term benefits associated with

While you cannot directly roll over your qualified plans, such as a 401(k) or IRA, into a whole life insurance policy used for Infinite Banking,

Yes, you can convert a universal life insurance policy to a whole life insurance policy through a 1035 exchange, which allows you to transfer the

The Infinite Banking Concept specifically recommends using dividend-paying whole life insurance policies with mutual life insurance carriers rather than universal life products like indexed universal