There’s a disturbing parallel between two of the most critical systems in your life: healthcare and finance. Both operate on a business model that profits from your dependency, not your empowerment. Let me show you exactly how these systems are designed to keep you trapped in a cycle of reliance—and what you can do about it.
The Healthcare Dependency Cycle: Sick Care, Not Health Care
Look at the circular flow in the healthcare system:
Big Pharma → Endowment Funds/Healthcare Lobby → Medicine Curriculum → Doctors → Prescribe Pills Keep People Sick → Back to Big Pharma
This isn’t a conspiracy theory—it’s a business model. And it’s brilliantly designed to maximize profits while minimizing your autonomy.
How They Keep You Dependent:
1. Control the Education Big Pharma doesn’t just sell drugs—they fund medical schools, endowments, and research institutions. They literally write the curriculum that trains your doctors. The result? Physicians graduate with extensive knowledge of pharmaceutical interventions but minimal training in nutrition, lifestyle medicine, or preventive care.
2. Treat Symptoms, Not Root Causes The system is designed to manage chronic conditions, not cure them. Type 2 diabetes? Here’s insulin and metformin for life. High blood pressure? Take these pills forever. Depression? Let’s try this SSRI. The focus is always on symptom management through medication, rarely on addressing the underlying lifestyle, dietary, or environmental factors causing the disease.
3. Create Lifelong Customers Every prescription refill is recurring revenue. Every chronic condition is a profit center. The incentive structure rewards keeping you sick enough to need treatment, but not so sick that you die. You become a subscription service for the pharmaceutical industry.
4. Lobby for Regulatory Capture The healthcare lobby ensures that alternative approaches—functional medicine, nutritional therapy, preventive care—remain marginalized or difficult to access through insurance. They protect their monopoly on “legitimate” treatment while keeping you dependent on their products.
The Financial Dependency Cycle: Broke Care, Not Wealth Care
Now look at the financial system’s circular flow:
Wall Street & Banks → Financial Service Lobby → Congress/SEC → FINRA Creates Curriculum → Conventional Advice → Back to Wall Street & Banks
Sound familiar? It’s the exact same playbook.
How They Keep You Dependent:
1. Control the Education Wall Street doesn’t just manage money—they control the financial education system. The CFP curriculum, the Series 7 exam, the CFA program—all designed to perpetuate conventional wisdom that benefits the financial services industry. Financial advisors are trained to sell products, not build wealth.
2. Treat Symptoms, Not Root Causes You’re not building wealth fast enough? Here’s a mutual fund with high fees. Need retirement income? Buy this annuity with surrender charges. Want to grow your business? Take on debt from our bank. The system offers band-aid solutions that create dependency rather than teaching you the fundamental principles of wealth creation.
3. Create Lifelong Customers Every transaction generates fees. Every product has commissions. Assets under management means perpetual revenue. The incentive structure rewards keeping your money in their system, under their control, generating fees for them—whether you actually build wealth or not.
4. Lobby for Regulatory Capture The financial lobby ensures that alternative wealth strategies—infinite banking, private lending, alternative investments—remain complex, heavily regulated, or inaccessible to average investors. They protect their monopoly on “legitimate” investing while keeping you dependent on their products and services.
The Common Thread: Manufactured Dependency
Both systems share the same fundamental flaw: they profit from your dependency, not your independence.
- Healthcare profits when you’re sick, not when you’re healthy
- Financial services profit when you’re dependent, not when you’re wealthy
Neither system has a financial incentive to actually solve your problem. Their business model requires that you remain a customer indefinitely.
Breaking Free: The Path to Independence
The good news? Once you see the game, you can stop playing by their rules.
Healthcare Independence:
- Take ownership of your health through nutrition, exercise, sleep, and stress management
- Seek root-cause medicine from functional or integrative practitioners
- Use pharmaceuticals strategically for acute conditions, not as lifelong band-aids
- Invest in prevention rather than waiting for disease to require intervention
Financial Independence:
- Become your own banker through infinite banking strategies
- Control your capital rather than surrendering it to Wall Street
- Build assets that generate cash flow instead of hoping for market appreciation
- Create your own family office using the same strategies the wealthy use
The Ultimate Truth
Both healthcare and financial systems are designed the same way: to extract maximum value from you while keeping you dependent on their “expertise.”
Real health comes from taking responsibility for your body, not outsourcing it to a pill.
Real wealth comes from taking control of your capital, not outsourcing it to Wall Street.
The Rockefellers didn’t get wealthy by following conventional financial advice. They created their own banking system. The healthiest people on earth didn’t get that way by taking more medications. They took responsibility for their lifestyle.
The question is: Are you going to remain a customer in someone else’s profit system, or are you going to take control and build your own?
The choice has always been yours. The system just doesn’t want you to know that.
Here is how Producers Wealth can help you and your family:
- Download our smartphone app, Atlas, to access all of our books, programs, resources, and tools at www.producerswealth.com/atlas.
- Set up your own family bank at the center of your family’s capital system at www.producerswealth.com/familybank.
- Apply to work 1-1 with Producers Wealth to set up your own family office operating system at www.producerswealth.com/polaris1on1
Disclaimer and Waiver
Michiel Laubscher & Laubscher Wealth Management LLC is not an investment advisor and is not licensed to sell securities. None of the information provided is intended as investment, tax, accounting, or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement, of any company, security, fund, or other offerings. The information should not be relied upon for purposes of transacting securities or other investments. Your use of the information contained herein is at your own risk. The content is provided ‘as is’ and without warranties, either expressed or implied. Michiel Laubscher & Laubscher Wealth Management LLC does not promise or guarantee any income or specific result from using the information contained herein and is not liable for any loss or damage caused by your reliance on the information contained herein. Always seek the advice of professionals, as appropriate, regarding the evaluation of any specific information, opinion, or other content.
